Do Omani employers have to provide health, life and disability insurance?
Question:
Is it imperative that all employers in Oman provide health insurance to their employees (both Omanis and expatriates?)
What about Life Insurance and DIsability insurance caused due to employment accidents as well as disability insurance caused due to reasons other than employment injuries?
Who provides for these?
Answer:
From Oman's Labour Law which applies to expatriates:
Article 33:
As far as I am aware, expatriates are covered neither by disability nor life insurance paid by the government or compulsorily by the private employer. That would probably be something that the individual would have to sort out for her or himself.
New regulations issued by the Ministry of Manpower were announced in the first week of July 2008. Oman makes employers accountable for safety
Is it imperative that all employers in Oman provide health insurance to their employees (both Omanis and expatriates?)
What about Life Insurance and DIsability insurance caused due to employment accidents as well as disability insurance caused due to reasons other than employment injuries?
Who provides for these?
Answer:
From Oman's Labour Law which applies to expatriates:
Article 33:
The employer must provide his employees with access to medical facilities in the establishment and he shall, if the number of his employees in one place or one country exceeds one hundred, employ a qualified nurse for providing medical aid and shall assign a doctor to visit and treat them in the place prepared by him for such purpose. The employer must provide the employees with the medicine required for the treatment, all of which must be free of charge. If the number of the employees is more than five hundred the employer shall, in addition to what is mentioned above, provide his employees with all other means of treatment in cases, the treatment of which call for the assistance of specialist doctors or surgical operations or the like and also required medicine free of any charge, except me costs of dental, opthalmic and maternity treatment.The Public Authority for Social Insurance website advises on social insurance benefits for Omanis and what employers must provide for Omanis.
If the employee is treated in a government hospital or a private clinic, the employer must pay the costs of treatment, medicine and impatient care, in accordance with the regulations and financial rules applied in such hospitals, subject to the provisions of the Social Insurance law.
As far as I am aware, expatriates are covered neither by disability nor life insurance paid by the government or compulsorily by the private employer. That would probably be something that the individual would have to sort out for her or himself.
New regulations issued by the Ministry of Manpower were announced in the first week of July 2008. Oman makes employers accountable for safety
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